Flexible e-commerce financing for sustainable growth
E-commerce offers significant growth potential that can be unlocked more effectively with quick access to financing. Fulfin supports e-commerce businesses with flexible solutions for long-term success.
Fast & easy financing with fulfin
Your financing request at fulfin is absolutely non-binding, confidential and you will receive an offer within 48 hours.
Merchandise financing for e-commerce
Merchandise financing for e-commerce
With fulfin merchandise financing, you can secure liquidity for repeat orders, new collections and seasonal peaks in e-commerce. Benefit from flexible repayment, fast disbursement and maximum scalability for your online business.
Growth financing for e-commerce
Leave your competition behind
With fulfin growth financing, you can scale your e-commerce business in a targeted manner – with capital for marketing, product replenishment and expansion. Receive up to €500,000 in flexible financing for sustainable growth and liquidity.
Warehouse financing for e-commerce
Warehouse financing for e-commerce
With fulfin warehouse financing, you can secure liquidity for goods and inventories in e-commerce. Respond flexibly to seasonal peaks, avoid out-of-stock risks and promote your growth efficiently and with minimal capital expenditure.
Purchase financing for e-commerce
More flexibility for your growth
With fulfin, you can quickly secure liquidity for reorders, new collections, or seasonal peaks in e-commerce—without the risk of being out of stock or supply bottlenecks. Flexible repayment, fast disbursement, and all this without any collateral.
Quick liquidity for maximum flexibility
With the fulfin Express Credit, you immediately secure liquidity for purchasing goods, stock, and necessary investments. The quick, non-bureaucratic payout gives you maximum flexibility, allowing you to seize opportunities immediately, avoid operational bottlenecks, and drive your growth in a planned manner – exactly when you need it.
In three steps
to financing
digital and simple
Request financing
Experience financing in a new way – efficient, flexible and convenient, without having to go to the bank. We take care of the details so that you can concentrate fully on your core business
Fast and safe
Data transmission
Upload your relevant documents to our digital application process with just a few clicks. You will receive a customized offer and a potential assessment within 48 hours.
Reliable and flexible
Conclude financing
Once you have decided on one or more offers, we will take care of the entire process and will be at your side at all times.
FAQ: Everything you need to know at a glance – Financing for e-commerce
If you can’t find the right answer here: Ask the fulfin team!
Do you still have questions? Then please contact our team!
Which e-commerce companies can apply for financing?
Fulfin provides fast, secure, and straightforward growth financing to online SMEs, such as e-commerce retailers, D2C brands, and e-commerce service providers. We prioritize solid business development, stable revenue and earnings, and a strong liquidity position.
Our growth financing is never earmarked and can be used flexibly for marketing activities, inventory procurement, product development, personnel costs, or other purposes.
What conditions must be met for financing?
Fulfin has a few minimum requirements you must meet to work with us:
- Your company headquarters must be in Germany
- Your company has been in existence for at least 6 months
- Your average monthly revenue must be at least €10,000
If you meet the above requirements, the fulfin team looks forward to your inquiry.
Do you have further questions or would you like a consultation? Then please call the fulfin team at +49 89 215375920. They will be happy to assist you!
What documents are required?
The lower the loan amount you request, the fewer documents fulfin requires.
Your business bank accounts can be securely and easily connected to us via API. All other documents can be quickly and easily uploaded digitally in our online application process.
We require the following documents and information for each loan amount:
€5,000 – €50,000:
- Transactions from your business accounts for the last 180 days
€50,001 – €250,000:
- Bank statements: List of all liabilities (amount, remaining term, monthly payment, and any special repayment methods)
- Transactions from your business accounts for the last 180 days
- Current business analysis (BWA) and trial balance (SuSa) – no older than 3 months and covering a period of at least 6 months, including the BWA and SuSa for the entire previous year
Does applying for a loan affect one’s credit rating?
Applying for financing through fulfin has no impact on your or your company’s Schufa score. Only a credit-neutral inquiry is submitted, which cannot be viewed by other companies. This inquiry allows us to expedite the credit analysis.
While your company’s creditworthiness is factored into the credit analysis, it is only decisive if there are serious negative indicators, such as problems repaying previous loans, garnishments, or similar issues.
Is the financing earmarked for a specific purpose?
Since you know your business best, you also know best what measures are needed for successful growth. That’s why fulfin’s growth financing is not earmarked for any specific purpose.
You can use the disbursed loan flexibly for marketing activities, purchasing goods, product development, personnel costs, or anything else.
What financing amounts are possible?
The growth financing provided by fulfin ranges from €5,000 to €250,000.
As a rule of thumb, the amount of financing approved is typically around 10-25% of annual revenue. As your company grows and annual revenue increases, the potential loan amount generally rises as well.
The amount and term of the potential growth financing depend on many different factors and are only precisely determined after a risk assessment.
How are the fees calculated?
Our fees are calculated as a percentage of the loan amount and start at a fixed rate of 0.99% per month.
The fee amount depends on various factors, such as the loan amount, the number of installments, the loan term, and any payment holidays.
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