Essentially, we offer companies tailor-made financing solutions to fund their working capital and accelerate their growth. Our solutions allow our users to pay for the purchase of new inventory, and related procurement expenses, namely, transport and storage costs. Our solution in targeted at online SMEs, who utilize online sales channels (Amazon, Shopify, etc,) and who already have a successfully launched product. We’re pioneering collateralized financing for online businesses across Europe!

We have some minimum requirements that you as a customer have to fulfin before working with us.

These are:
- You (or your company) are based in Germany
- You have been trading for at least 3 months
- You have a monthly turnover of at least €5,000

If you fulfill the above points, we look forward to working together.

You have further questions or would like to get advice? Just call us at 089 215375920. We are happy to help!

"We are not an intermediary!

Unlike finetraders or commodity trading firms, we are not an intermediary in the commodity supply chain. We do not communicate with
your suppliers.

We will pay out the loan after the application and successful risk assessment. You are responsible for paying your goods directly to your supplier without any complications. "

During official office hours we will be happy to assist you by telephone and by email.

You can reach us by calling: +49 89 215375920
or by emailing us: sales@fulfin.com

We are looking forward to get in contact with you!

Depending on the amount of funding you request, fulfin needs some documents to process your application.

You can upload the documents directly on the fulfin website fulfin.com.

In general, we ask you to provide us with the following:
- BWA incl. list of totals and balances
- ID document of the managing director(s)

It is possible to link the Amazon seller account as well as the bank account where the online earnings are received on our platform. If this connection does not work we still need:
- Bank statements of the last 3 months as CSV file
- Transaction reports of the last 3 months as CSV file

If we need anything beyond that, we will ask for it directly.

We like to keep our application process as transparent, and as quick as possible. That's why we keep it to a few simple steps.

- Register on app2.fulfin.com and apply for your loan and link your ecommerce/seller account and your business bank account easily with our interfaces (takes a few minutes)
- Upload the necessary documents such as BWA incl. totals and balance list etc.
- We will contact you for a short phone call to clarify any questions or suggestions you may have.
- Risk analysis: The risk management processes your application
- Financing offer: You will receive a valid financing offer tailored to your needs.
- Payout of the loan within 48 hours after approval of the offer

And that's it, you're all set to purchase more inventory and boost your sales as quickly as possible.

We work as fast as our customers do, which means the faster our customers provide the information and documentation we need, the faster we can make a valid offer.

Filling out the application takes an average of 4 minutes.

After receiving all the documents, we can make an offer within 24 hours after the risk assessment

After clarifying the repayment modalities (e.g. desired payment break, etc.) we send the contract.

Once the contract is signed, within 24 hours the loan can be paid out to the business account.

Realistically and in the best case scenario, the entire process from initial application to funding pay out takes about five working days.

Do you have any further questions or would you like advice? Then call us at 089 215375920 and we will be happy to help you!

We calculate our fees as a percentage of the loan amount and start as low as 0.7% (fixed) per month. Fees depend on the amount of the loan, the number of installments requested, any payment breaks, as well as collateral provided (goods as well as personal guarantee).

As experts, fulfin knows exactly what eCommerce sellers need to optimize in order to accelerate sales, as well as reducing costs and improve profitability. This includes:

1. reducing unit costs by placing higher order quantities with suppliers
2. reducing transport and storage costs by increasing throughout quantities
3. reacting to seasonal price discounting and discounting opportunities
4. carrying out continued sales-promotion and advertising initiatives
5. avoiding dangerous delivery bottlenecks (“out-of-stock events”), which lead to poor customer reviews or a decline in the bestseller ranking
6. financing working capital in the same way as sales, while ensuring sufficient financial reserves for unforeseen circumstances

The prerequisites for financial success are only guaranteed if these aspects have been resolved. That's why fulfin wants to be your first point of contact during the planning phase, so we can help you to accelerate your growth successfully.

If you have more questions or would like advice, call us at 089 215375920 and we'll be happy to help!